Medicare Resources

What is Medicare and what are all the parts?

As you approach the age of 65, the terms Medicare, Parts A-D coverage, Centers for Medicare and Medicaid Services and others become more prominent and overwhelming.

As of 2021, more than 61 million Americans rely on Medicare to help defray the high cost of healthcare. And while almost every American ages 65 and older is entitled to get it, you are not obliged to.

So what is Medicare? How can you leverage what is offered in each part to keep you healthy? Let’s start from the beginning.

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Medicare myths and facts

Enrolling in Medicare can be daunting; knowing which parts to pick and what provider can present a laundry list of questions: Is Medicare free? Will I be automatically enrolled? Is Medicare Advantage the same thing as Medigap?

Here are the most common myths about Medicare enrollment and coverage, with facts to help you avoid these pitfalls.

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What is a Medicare Annual Wellness Visit?

After you join Medicare Part B, you might think you’re good to go, right? Not exactly. Getting your first “Welcome to Medicare” preventive visit within the first 12 months of Part B enrollment is an important step in ensuring that you receive preventative care services, including vaccinations, risk assessments and screenings. 

Learn the difference between an Initial Preventive Physical Exam, Annual Wellness Visit and more.

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Healthcare 101: Annual physical vs. wellness visit

Checking in with your clinician every year is critical for staying on top of the Preventive Health Screenings that keep you healthy and strong all year long. Annual wellness visits provide the perfect opportunity to touch base with your clinician and make sure you’re on track with your personalized health plan.

Dr. Amine Segueni, an internal medicine physician at Tryon Medical Partners, provides guidance on what an annual wellness visit is, what you can expect at one and what you can do to achieve the maximum benefit from your visit.

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Drug coverage ins and outs:
Just because your doctor prescribed it, doesn’t mean Medicare will pay for it!

Medicare Part D provides beneficiaries with outpatient prescription drug coverage, but it doesn’t cover everything your clinician prescribes! There are several stages in Part D coverage, so it can be confusing to learn. However, educating yourself will ensure that you are not left with a costly gap in prescription drug coverage. 

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